


Linda Powers © 2008 All rights reserved.
www.MyHomeFreeAndClear.com
(919) 604-2704
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What a Way to Begin
There’s nothing I like better than a success story, and I have
the utmost admiration for people who come up with a great idea. This story begins
with two young men who founded a mortgage company about 10 years ago. Their company,
Accelerated Equity & Development, was dedicated to providing people with loans at
competitive rates and the best terms in the market.
Skyler Witman and John Washenko put their noses to the grindstone, and by their third year in business, their company had become one of the fastest growing mortgage companies in Utah. They built a reputation for providing a high level of service, and it showed with their attracting a large number of new clients and repeat customers.
But instead of just sitting back and enjoying the fruits of their labors, Skyler and John realized that their customers were accumulating a mountain of debt. They knew how perilous this was for their clients, and they set about to find a solution.
Thus began years of effort to find a tool that would free people from their debt and ultimately revolutionize the American mortgage system.
The Genesis of a New Idea
The standard prescriptions for quicker loan payoff at the
time were programs like the bi-weekly plan. Skyler and John offered this to their
customers, but they saw that more was needed.
In 2002 they learned of a method that customers could use to pay down their mortgages much more quickly with no day-to-day financial impact. Their customers would be able to pay off their debt and save hundreds of thousands of dollars in interest.
The concept was far from perfect, however, so Skyler and John put together an IT division and contracted with a mathematical engineer from GE Aeronautics to formulate the mathematical algorithms that would drive the program that would ultimately become the Money Merge Account system.
They invested several years and millions of dollars before they brought out a test version of the product in Denver. After one year with 400 test clients, the founders were astonished by results that were much better than they had anticipated. Homeowners with traditional 30-year mortgages were on a path to become mortgage free after only 8 to 11 years. In addition, they would pay off all their other debt at the same time. This was a 20% better result than initially had been predicted.
Bringing Financial Freedom to the Rest of Us
At this point it became necessary for the company to grow and to do so in a big way. Skyler and John brought on Jonathan Bonnette, Matt Lovelady, Don Jorgensen and Steve Smith, and they created United First Financial.
The Money Merge Account system has taken off, and now the team is busy crisscrossing the country conducting seminars and helping thousands of Americans and Canadians become debt free. Demand for the Money Merge Account system is such that the company is continually looking for talented agents to help people get out of debt and realize their dreams.
Would you like to see what their genius can do for you and the people you know and love?

Ernst & Young is one of the top accounting firms in the country. After extensive research in which they examined the company’s financial records, longevity potential, customer retention and the product itself, the founders of United First Financial were awarded the Entrepreneur of the Year 2008 award for the the Utah Region.
“On the basis of our research, we award United First Financial and their Money Merge Account system with the 2008 Personal Real Estate Investor Magazine Editor’s Choice Award for client mortgage innovation. The Money Merge Account system simplifies a complex world so homeowners can manage their financial condition better. This aid to improved homeowner comprehension and control of their financial condition is a seismic shift for the mortgage industry and can deliver savings and wealth to clients. This we applaud.”
Personal Real Estate Investor
I am Linda Powers. My husband Tom and I have been in real estate for over 25 years. In that time we have sold hundreds of homes, and we have continually counseled our clients to make additional payments to their first mortgages in order to become debt free in less time.
It doesn’t work. The Money Merge Account® system does.
I learned that I could pay off the 25 years left on my mortgage in 12.9 years, and I became a believer.
This is the only program I have seen that actually works and has the power to help borrowers become debt free almost painlessly. Give me a call and let’s see if this system will work for you.
(License: 915209)
